Welcome to Mortgage Advisor

Free Mortgage Advisor

Free Mortgage Advisor

Mortgage advisory is service which creates a bridge between you as a borrower and the lender. A lot of people ask why not just go directly to the lender and the reason behind not going direct is only the product which the lender has available is what can be offered. An independent mortgage advisor is able to look at various products and offer a range to its mortgage seeker. An advisor will need some basic information, like LTV and then be able to offer a proposal offer.
With the mortgage advisory becoming so competitive rates being charged are minimal like between 1 - 2%. The recent times have seen mortgage advisors providing the service for free to its consumers. At mortgageadvisor.co.uk we have been doing this from day one. We provide free mortgage advisor services, because our vision is a mortgage is already a relatively expensive responsibility, why charge you for the service?
So how does an advisor make money your thinking? As stated above mortgage advisors are the middle between lenders and borrowers, and as they are independent advisors once a deal has been confirmed the lending company will pay out a certain commission to the advisor.
Mortgageadvisor.co.uk has experts who are available to help for free. With just filling out the form below one of advisors could save you thousands. Our process is designed so that all you have to do is provide the information and everything else will be taken care of by our advisor and in return you will receive professional mortgage advice. All the help received will be by a FSA regulated advisor with a lot of field experience in mortgages and will keep you up to date while an application is being made.
Most free mortgage advisors carry out the following tasks:

  • Asses the circumstances of the borrower (credit check)
  • View the market to find products that meet client needs
  • Applying for pre approvals to lenders
  • Clarifying the legal aspects
  • Collecting and submitting all necessary documentation
  •  Making sure the best advice is given to potential borrowers

The above stated points are what most advisors would tend to follow and everything is for the betterment of the borrower. There are two mortgage types of advisors, one called IMA and the other IMF. The first which is Independent Mortgage Advisor (IMA) is a regulated advisor who provides advice on all mortgage products, but no other financial products which may link to it. This at time is a restriction for the advisor as along with mortgages a lot of other products can be related. An IFA – Independent Financial Advisor in the other had is able to provide a borrower with more than just a mortgage. They can offer various types of products like insurance, protection, investments and pensions. This allows for much more products available under one roof, but this is not always a good quality and this is because by providing so many products there is no specialisation, so at time product knowledge can lack. With our mortgage there is need to worry about market knowledge as mortgages is all they offer, so to get in touch with an advisor jus fill in the form below, and advisor will be in contact with you shortly.